South Brunswick, Lawrenceville and Princeton real estate and homes for sale in New Jersey - Mary Glazer, REALTOR® Mary Glazer REALTOR(r) for South Brunswick, Lawrenceville and Princeton, New Jersey real estate - NUMBER1EXPERT™ Mary Glazer NUMBER1EXPERT(tm) for South Brunswick, Lawrenceville and Princeton, New Jersey real estate
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Mary Glazer, REALTORŪ, real estate agent and broker for South Brunswick, Lawrenceville and Princeton New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)
I plan my days around my clients' dreams. 609-577-1147.


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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Real Estate Trivia
Q 
From 1974 to 1996, what was the world's tallest habitable building?

A 
The Sears Towers, headquarters for Sears, Roebuck & Co., with 110 stories and 1,454 feet high.
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Mary Glazer, REALTORŪ, real estate agent and broker for South Brunswick, Lawrenceville and Princeton New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Mary Glazer
Prudential Fox and Roach Realtors

253 Nassau Street
Princeton, NJ 08542
Office Direct: 609-683-8535
Tel: 609-577-1147
Fax: 609-924-4291
Email: MaryGlazer@PrincetonAtHome.com

As a former Pan Am flight attendant, I'm used to dealing with people from all over the world. Pan Am had no domestic routes. Experiencing different cultures and respecting different practices like Feng Shui has enriched the service I provide to my clients.

The real estate market has changed since 1980, when I started. Everyone is more sophisticated. Sellers demand a whole range of services. Buyers often start their search alone, jumping from site to site, town to town, lender to lender. They waste Sundays wandering from Open-House to Open-House. It's overwhelming. But it doesn't have to be. Buyers deserve a whole range of services too. Eighty percent of my sales last year were buyer-driven, and everyone was treated like First Class.

RE License # 7936104

Equal HousingMLSREALTOR


Prudential Fox and Roach Realtors real estate and homes for sale in South Brunswick, Lawrenceville and Princeton New Jersey

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